William is single and owns the following:

House, solely owned, FMV of $3,200,000

Auto, solely owned, FMV of $25,000

Stock portfolio, solely owned, FMV of $6 million

Bank accounts, JTWROS with his daughter, Wilhemina, FMV of $1.5 million

401(k) vested account balance of $3.5 million; his son, Wally, is the beneficiary

If Williams's Last Will had called for a $500,000 charitable contribution to the Red Cross, how much would it have saved the estate in estate taxes?

1. 172900
2. 200000
3. 250000
4. 500000 I selected this answer wanting to verify