Willy, who is just days away from his 18th birthday, buys a used car on credit. The contract also includes a service agreement obligating the Seller to perform certain maintenance on the car for one year. Willy makes five monthly payments in the five months after he turns 18. In addition, he has the seller service the car on four separate occasions taking advantage of the maintenance agreement. After making the fifth payment, Willy decides he wants to disaffirm and return the car and get back the full price he paid for it claiming he was a minor when he entered into the contract. Can Willy disaffirm under these facts. Identify the issue, give a complete legal analysis and reach a conclusion.