Wilma's husband, Fred, left her with $$650,000$ worth of insurance money. She is only $45$ years old, enjoys her job as a nurse and does not want to retire. What amount, approximately, will her $$650,000$ be when she retires at age $60$ if the credit union provides a return of $3\%$ interest, compounded monthly?

Select one:

a$.$ $$1,112,500$

b$.$ $$1,000,967$

c$.$ $$1,018,831$

d$.$ $$989,697$