With a $5 million dollar portfolio. The first year you earn a 25% capital gain and earn $250,000 income at year-end. You spend $200,000 and reinvest the rest. The second year your capital gain is -10% but you earn $250,000 income again at year-end, but you spend $400,000. What is the $ value of your portfolio at the end of the second year? And What is the investment compound total annualized return on your portfolio over the two years, ignoring consumption?