With any savings or investment alternative you are considering, which of the following are aspects of that alternative that you must be sure of$?$

I. Liquidity: Can you access your money when you need it$?$ If not, what are the restrictions?

II$.$ Safety of Principal: Will the amount deposited hold its value? Or is there the possibility that it could lose value?

III. Is there the possibility that you can get a free piece of luggage with a new account?

IV$.$ Are you guaranteed to get alpha returns?

III and IV only

I and II only

III only

None of these.