with clear explanation

1.An insurance company sells a one year term life insurance policy to an 80 year old woman. The woman pays a premium is $1000. If she dies within one year, the company will pay $20,000 to her beneficiary. According to the U.S. Center of Disease Control and Prevention, the probability than an 80 year-old woman will be alive one year later is .9516. Let X be the profit made by the insurance company. a. Give the probability distribution of the above scenario b. Find the expected value of the profit