With regard to the amount of income that can be withdrawn from a RRIF, which one of the following statements is true? An individual has complete discretion as to the amount and timing of withdrawals from his RRIF CRA sets a prescribed maximum amount of income that can be withdrawn from a RRIF on an annual basis, beginning in the year that the plan is established CRA sets a prescribed minimum amount of income that must be withdrawn from a RRIF on an annual basis, beginning in the year after it is established Only RRIFs termed as non-qualifying RRIFs are subject to a prescribed schedule of withdrawals