With the global recession we recently have along with the increasing possible failure of many financial institutions across the world ; USA, Europe and possibly China. How would you explain all of these events especially with the mater fact that global consumptions have increased after recovering from COVID19 with increasing demand for many products & high levels of inventory, but at the same time there is high cost in the capital market (even Euromarket) as long as deleveraging by many local & global financial institutions. On the other hand, labor market has been improved worldwide