1. With the recent hacking of Equifax, identity theft is on the rise. It is more important than ever to make sure that you constantly monitor your accounts for any suspicious charges or changes to your accounts. Every bank, credit card company or financial institution report to at least one of the 3 credit bureaus. What is the time limit and monetary liability that you have, if you are a victim of: 8a) banking fraud? 8b) Credit fraud?