Question
with this data answer the following questions, Consider your clients' retirement accounts a. Looking only at their retirement saving and investment accounts, determine their current
with this data answer the following questions,
Consider your clients' retirement accounts
a. Looking only at their retirement saving and investment accounts, determine their current general asset allocation between stocks, bonds, and cash
b. Complete your Investor Profile Questionnaire for your client
C. Taking into account your client's tolerance for risk, comment on the allocation you determined in part (a). Do you believe it to be appropriate or would you recommend changes? What about their specific investment choices? Would you recommend any specific investment options? Detail your recommendations and indicate your reasons for them.
D. do you feel that your clients are saving an adequate amount to meet their goal of retiring by age 65? Assume that they continue to save at their current rate unitl age 65. Are they saving enough to meet their retirement income goals?
E. If you found out that your clients were coming up short in part (c), what actions would you recommend in order to help them overcome the problem?
This should be about a page of writing if compiled together. Thanks !
Bullet points describing the clients
-Married couple in late 20s
-Both college graduates
-No children but plan to have 2 children over the next 2 years
-Would like to plan for kids' college
-Hope to retire at age 65 with at least 75% of their current income
-Overall moderate risk tolerance
Manila maalaiyaa Non planet Wow Hope with the w25 135 $100.000 ST $2.000 5400 Via Checking Account My paul 525 $10,000 Auto ina Mastercard Ball Inherited Furniture Min matky pot Monthly income $4.500 Primary Home 1) Monthly income Bonds 23 Annual Medical 5145 Monthly Food Espere Metal Fund Aubiles 40100 S 500 Furnishing Monthly Car Payment 5335 Outstanding More balance Monthly Utilities 5275 Oulutanding Auto loans Savings Account $1.700 Other personal property Clothing Expense 5100 Ohmmunity purate Student Loan Balance 513,000 Methy Student Limt $12.000 53.500 550.000 56.500 5175 SIDO Manila maalaiyaa Non planet Wow Hope with the w25 135 $100.000 ST $2.000 5400 Via Checking Account My paul 525 $10,000 Auto ina Mastercard Ball Inherited Furniture Min matky pot Monthly income $4.500 Primary Home 1) Monthly income Bonds 23 Annual Medical 5145 Monthly Food Espere Metal Fund Aubiles 40100 S 500 Furnishing Monthly Car Payment 5335 Outstanding More balance Monthly Utilities 5275 Oulutanding Auto loans Savings Account $1.700 Other personal property Clothing Expense 5100 Ohmmunity purate Student Loan Balance 513,000 Methy Student Limt $12.000 53.500 550.000 56.500 5175 SIDOStep by Step Solution
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