with this information, give five recommendations to your friend and explain each recommendation.

give personal financial advice based on the information given

. . Your friend is 20 years old (DOB 1/28/2000) and he/she is an exceptional student. Male 6' 190 lbs./Female 5'4" 105 lbs. (choose either the male or female as your friend) Your friend currently lives at home with his / her parents Your friend works part-time at a local restaurant ($8 per hour /20 hours a week). Your friend currently has $3,000 in a checking account at Bank of America to pay bills. Your friend is in great physical condition (healthy, non smoker). Your friend plans to get married and have children in the future (late 20's/early 30's). Your friend currently has $10,000 in credit card debt (APR of 20%) and only pays the monthly minimum payments each month. Your friend is planning to attend college but hasn't saved enough money to pay for this major expense. Your friend must decide to attend either Princeton (pay tuition) or Rutgers (full academic scholarship). Your friend drives an old car (2006 Ford Mustang) and would like to buy or lease a new car. Your friend doesn't have a savings account and doesn't know too much about investing. Your friend would like to make a couple of investments but is unsure of how to invest and which investments would be appropriate. Your friend is willing to take some risk, but not too much. Your friend must decide to live on campus, rent an apartment, or purchase a home. Your friend will need to purchase a new laptop for college. Your friend works as a volunteer EMT for the local ambulance corp. and would like to pursue a career as either a physician or a teacher. Your friend also likes to volunteer at a local Boys & Girls Club. The Boys & Girls Club is in the process of accepting donations that will be used to build a new recreation center for the kids