With your Annual Income of: $135444.71 and the figures you already determined for a Stress Tested Monthly Mortgage Payment, and Property Tax of $313.83, calculate Gross Debt Service Ratio. Assume the cost of heating the home will be $201.85. Do you qualify to purchase this home based on GDS Ratio? If not, what is the income that you would require? Total Monthly GDS Expenses GDS Ratio as o % | ie: 3.45% Do they Qualify on GDS? Part 2 If you have consumer debt servicing in the amount of $1032.63 per month. What is the the TDS ratio? Do you qualify for the purchase based on this number? If no, what is the income required to qualify? Total Monthly TDS Expenses TDS Ratio as a % | ie: 3.45% Do they Qualify on TDS?