Without using excel please.

Selo The next three points are effective interest St must answer wit est rate problems. If the answer is 11.47% then you may answer either $95,000, 30 years problems laces) You got a 8% OF $95,000 30 years payments. what on the 8% loan with the following additionalloan features? te oan, with monthly payments. What would be the effective interest rat 64 You paid 3 points, there was the 10th year a. ng prepayment penalty (PPP), and you paid the loan off at the end of penalty b. You paid 3 points, there was a2%PPP, and you paidthe loan fat the end of the 10th year 02 / 3132 C. You paid 3 points, there was a3% PPP, and you did not pay off the loan early oo mmos