Wm: Let's say you have $1,200.00 available each year to invest over the next 10 consecutive years. You can invest $100.00 at the beginning of each month for the next 120 months. Alternatively, you can invest $1,200.00 at the beginning of each year for next 10 years. Post your two ending amounts at the end of 10 years. The annual interest rate is 5% compounded quarterly. Compute the future value of these two options at the end of the ten-year timeline. Explain how the time value of money affects your personal savings and investment decisions Discuss how inflation relates to the time value of money