would have sufficient funds to reimburse the loan balance. They are concemed about the cost of life insurance and are looking for the least expenalve opticn to torr their need. Which life insurance policy best meets Theo and Josie's needs? cCs4T2Erd2p2a2NIWJNkQWh3WDJQTO9O a $200,000 joint first-to-die decreasing 20 -year term poticy b. $200,000 joint first-to-die level 20 -year term life insurance c $200,000 joint last-to-die whole life policy d $200,000 joint first-to-die decreasing 30 -year term policy cES4TzErd2p2a2NIWjNkQWh3WDJOTO9