Write a 400-600 word paper responding to the following:

Describe the three benefits of following the principle: Spend less than you earn.

List and describe at least three steps you can take with your personal finances to better control your spending and capitalize on these benefits.

Your paper should have an APA title page and be in APA format. Make sure you reference the textbook, any articles you use, or the Bible appropriately when used as an information source, and include a References list when you cite sources in your paper. Cite your textbook at least once.