write a response to Germany has universal coverage for all citizens. Individuals of Germany have the opportunity to choose their healthcare providers. Employees who gross wages receive Statutory Health Insurance which covers below a certain income threshold. Private Health Insurance covers self-employed and higher income earners. Germany SHI beneficiaries continue to pay very little out of pocket fees for their health care, the remaining balances are paid by social health insurance or by the government (Johnson et al., 2018 p. 234). Germans who are elderly, disabled, unable to work, or living in poverty all receive free care, unlike Americans who fear of their Medicare being cut off and not being able to afford a single doctors visit. A doctors salary in Germany is decent but nowhere near as much as they could make in other countries, this makes it hard for Germany to keep good doctors (Gaille, 2019). Even in good health it is illegal to not carry health insurance in Germany