Write True if the statement is correct, and False if wrong. If the statement is false briefly discuss why that particular statement is wrong.

1. An excessive debt in relation to owner's equity is not risky. 2. High turnover rate is an example of poor company risk management. 3. If your expenses are greater than your cash income, you have cash surplus. 4. Cash flow problems arise when there is so much to settle than to receive. 5. Warning signs are used to identify the company's opportunities.