X is a businessman applying for a credit line with ABC Distributor Inc. One of the requirements of ABC to grant credit line applications is the non-involvement of the applicant in any criminal case. To satisfy this requirement, ABC requires the applicants to submit a Certification of No Pending Case or a Court Clearance from the RTC concerned, or if there is one, a Certification of Pending Case Status. X agreed and submitted the requirement. Some applicants however are complaining that ABC is just power-tripping to make the process difficult and that said requirement violates their data privacy right. But since they have no choice and they needed the credit line, they would just comply. QUESTION: Is ABC really violating Data Privacy Act in this case?