X will pay the swap bank annual payments on 10000000 with the coupon rate of 9.8%; in exchange the swap bank will pay to company x interest payments on 5000000 at a fixed rate of 10.5%. Y will pay the swap bank interest payments on 5000000 at a fixed rate of 12.8% and the swap bank will pay annual payments on 10000000 with the coupon rate of 12%. What is the value to swap bank? Company X? Company Y?