XCVBNM? 15. The primary federal regulator of state banks that are not members of the Fed is the: a FDIC b. Office of the Comptroller of the Currency c. Office of Thrift Supervision. d. state banking department. e. National Credit Union Administration. 16. Which of the following institutions' customers have a ce credit union commercial bank c mortgage company d. savings bank e. thrift 17. Which of the following is the receiver of a failed depository institution? a. b. c. d. e. Federal Reserve Federal Deposit Insurance Corporation Office of the Comptroller of the Currency Office of Thrift Supervision Federal Savings and Loan Insurance Corporation 18 Which of the following is not one of the Fed's monetary policy tools? Open market operations Changes in the fed funds rate c. Changes in the discount rate d. Changes in the required reserve ratio e. All of the above are monetary policy tools of the Fed 19, Federal Reserve Reg.makes it illegal for any lender to discriminate on the basis of national origin. e. B