XYZ Company insured its building on a replacement cost basis for $1,800,000 under a property insurance policy that included an 80 percent coinsurance clause. The building had a replacement cost of $2,000,000 when it sustained a $100,000 loss. How much will XYZ Company receive from its insurer, assuming no deductible applies?

a. $80,000

b. $90,000

c. $100,000

d. $112,500