XYZ has ine share of stock and one bond. The total value of the teosecurities is $1,100. The bond has a YTM of 12.60 percent,a coupon rate of 9.60 percent, and a face value of $1000; pays semi-annual coupons with the next one expected in 6 months; and matures in 3 years. The stock pays annual dividends that are expected to grow by 4.82 percent per year forever. The next dividend is expected to be $13.40 and paid in one year. What is the expected return for the stock?