XYZ Investment company is purchasing a retail building with year 1 expected NOI of $90,000. XYZ lender is willing to finance the property at 6% interest rate, 20 year amortization, annual payments, and a minimum first year debt coverage ratio of 1.20. The maximum loan amount XYZ can qualify for is closest to? O $1,239,000 $75,000 $860,000 O $1,032,000