XYZ is deciding among 3 loans that would each involve her receiving $8,000 today and then paying back the original principal and all accrued interest in 1 year from today. Loan A has an APR of 15.30%, compounded annually. Loan B has an APR of 14.40%, compounded continuously. Loan C has an APR of 14.40%, compounded quarterly, Which of the following assertions is true if XYZ prefers loans with lower costs more than she prefers loans with higher costs? a. XYZ would prefer loan A to loan B and XYZ would prefer loan A to loan b. XYZ would prefer loan A to loan B and XYZ would prefer loan to loan A c. XYZ would prefer loan B to loan A and XYZ would prefer loan A to loan d. XYZ would prefer loan B to loan A and XYZ would prefer loan to loan A