Year 0 value of a stock is $12. In year 1 the stock pays a dividend of $0.5 per share, and the value (ex-dividend) increases to $13. In year 2 the stock pays another dividend of S0.5 per share, and the value (ex-dividend) goes back to $12. In year 0 you buy 1,000 shares in the stock on a margin loan of 40% (you should assume the initial margin and the maintenance margin are both 40%). You increase your holding of the stock to 1,500 in year 1, and sell the entire holding in year 2. What is the return of your investment