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YEAR Bob's Bike Shop NASDAQ ( BUDA ) 2004 Cash $3, 000 Accounts Receivable* $27, 000 Current Market Data Inventory $20, 000 Prime Rate Total

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YEAR Bob's Bike Shop NASDAQ ( BUDA ) 2004 Cash $3, 000 Accounts Receivable* $27, 000 Current Market Data Inventory $20, 000 Prime Rate Total Current Assets $50. 000 1. 5 . Treas . Gross Fixed Assets $56. 000 LTD BB + YTM TO BB + i - rate ess : Accumulated Depreciation $26.000 SUDA C. Stk BUDA MKT Cap Net Fixed Assets $30, 000 BUDA PFC .` PFC . Par Value Total Assets $80, 000 PEd . Dividend Beta : PFC . Mkt . Price % Notes Payable* 59, 000 ValuLink Accounts Payable* PFC . MIKE . Yield $8, 000 Bloomberk Accruals & Other Current Liabilities $5, 00 Total Current Liabilities* $22, 000 U . S . Equities :" Long - Term Debt ( 7.5% coupon ) Due 2014 CAPM KE =\ Risk Free + | MR Prem .| * Beta ) Preferred Stock ( at par ) ( 8% Div . ) $2, 000 common Stock ( $1 par!` $1, 50 Retained Earnings $29, 500 Total Liabilities & Net Worth $80, 000 WACC = MKT . _omponent A - T Price Weight Product Tax Rate :" 38 % Notes Pay . L - T Debt ref . Stk . Note : 2004 Sales = $1 18, 000 Common Stk . = WACC Projected Year 1 2 3 4 5 Year 2005 2006 2007 2008 2009 Assumptions :" Revenue growth 15% 13%0 1 1% 8%0 6 /0 LOGS / Sales 68.0%/0 67. 5% 67.5% 67. 090 67. 09/0 SQA/ Sales 20. 0%/0 20. 0%/0 19.5% 1.9.090 20.04 WC 38.0% 19.0% Tax rate* 38. 0%/0 38. 0% 41.0 % 38. 0% 41. 0 % 41 . 0% 38. 0% Current Assets / Sales\ 42.496 42. 0% 41. 0 % Current Liabilities ( W/ O Notes Payable ) 15 ales 1 1. 0% 1 1.0% 1 1.5% 12.0% 12.5% 12.5% Net Working Capital 9/6 Net Working Capital $| 31. 4% 31. 0% 29. 5% 29.0 % 28.5% 28.5%/0 YOY Change in Net Working Capital $ $37 , 000 .00 Yearly Depreciation and CAPEX equal each other Cost of capital ( WACC ) erminal value growth rate* Discounted Cash Flow Analysis Revenue Taxes Operating income ( EBIT ) after COGS & S& A Expenses NOPAT CAPEX, net of Depreciation Change in NWVC Free cash flow Terminal value Total flows Present Value Interest Factor Present value of flows* Enterprise value Less : current outstanding debt & fixed obligations* Equity value* Current shares outstanding ( 900 's ) Equity value per share at WACC ( intrinsic value ) Current share price :"

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