Years until retirement: $30$

Amount to withdraw each year: $$95,000$

Years to withdraw in retirement: $25$

Interest rate: $8\mathrm{.}0\%$

Inflation rate: $2\mathrm{.}0\%$

Employer's annual contribution: $$1,750$

Years until trust fund distribution: $25$

Amount of trust fund distribution: $$28,000$

In order to answer any of these questions, first we need to know how much your friend will need when she is ready to retire. Using excel formula.