York Oc. to promote debate for social change d. to promote uniformity among the states 33. Malcolm has filed a claim for benefits under his disability policy. His insurer wants him to have a physical examination to back up his claim. Which of the following is true? Oa. The insurer must bear the cost of the physical. Ob. Because Malcolm must pay for the physical, he gets to choose the doctor. Oc. If the claim is denied, Malcolm must pay half the cost of the physical. d. The insurer has no legal right to request a physical. 34. What is the primary source of medical care for persons over age 65? Other