You agree to take out a loan from the bank and receive funds today. The loan has the following terms: One year from today you will make a payment of $5,000 to the bank; Two years from today you will make a payment of $1,000 to the bank; Three years from today you will make a payment of $8,000 to the bank.

If the interest rate is 3.2%, what is the size of the loan (pv) you will receive today from the bank?

Enter your answer as a positive number rounded to 2 decimal places. An answer of 123.456 would be entered as 123.46.