You and 11 coworkers just won $12 milion ($1,000,000 each) from the state lottery. Assuming you each receive your share over 18 years and that the state lottery earns a 6.0 percent return on its funds, what is the present value of your prize before taxes if you request the up-front cash' option? Note: Also assume an ordinary annuity-payments made at the end of each period. Click on the table icon to view the annuity table. Assuming you each receive your share over 18 years and that the state lottery earns a 6.0 percent return on its funds, the present value of your prize before taxes if you request the up-front cash' option is (Round your answer to the nearest dollar)