You and three others are the joint winners of Colonel Rock's "Blow It All sweepstake, a $1M prize. The winnings can be collected as a lump sum today or as monthly installments over the next 30 years; however, all of the winners must agree to take the same prize disbursement (one check; today or monthly, spit equally four ways). In the fine print of the game rules, the prize is described as a future value maturing at 30 years with a guaranteed annual interest rate of 5%. [10] Determine what your split of the payout would be for each option: a one time check or monthly check for 30 years. [10] What financial argument would you use to convince the other three winners to take your choice