You and your $67,500 annual salary are ready for the real world. You elect an extended repayment plan on your $15,000 in subsidized student loan debt, repayable at an APR of 3.86%. You borrow $22,500 for a new car, and receive a 6-year loan at 1.98% APR. Car insurance costs $1,100/semiannually. You rent an apartment for $800/month, plus you're paying $150/semiannually for renters' insurance. You also have the following other utility payments to make... Water: $81/quarter Oil: $65/month Sewer: $42/quarter Electric: $125/month TV/internet: $75/month Cell phone: $45/month Calculate your D/I ratio, to the nearest tenth of a percent.