You and your significant other are planning to retire and open a chicken ranch in 40 years. However, you begin a retirement fund to make your dreams come true. You plan to invest $5,000 each year for the 40- year period at 5 percent. If your first of the forty payments into the retirement fund will occur at the end of this year (a regular annuity), approximately how much will you have in the fund at the end of 2061?