You and your spouse are in good health and have "reasonably secure" careers. You each make about $50,000 annually. You own a home with a $170,000 mortgage, and you owe $13,000 on car loans, $25,000 in personal debts, and $7,000 on credit card loans. You have no other debts. You don't have any plans to increase the size of your family in the near future. The estimated cost of a funeral is $5,000 Estimate your total insurance needs using the DINK method. elect one: a. $110,000 b. $112,500 C. $435,000 d. $102,500 e. $15,000