You and your wife have finally saved up enough money to buy your dream home. You purchase a $200,000 home in a nice neighborhood, paying 10% down as a down payment and obtaining the rest of the proceeds to buy your home from the local bank. Assume that the loan requires you to make monthly payments, with the annual interest rate stated as 6% and the term of the loan being 30 years. What is your monthly payment? Assume that you pay off the loan when it matures in 30 years. How much total interest will you have paid the bank? In addition to your principal and interest payment, what other charges are included in your monthly payment? Set up the amortization schedule for the first three months of your loan