You anticipate investing $3,500 per year for the next 40 years in a fixed-income mutual fund that you think will return 4% per year. Assume that the first investment occurs at the end of this year and that the last investment occurs at year 40. How much will you have in total at the 40 year point? $346,713 $362,399 $321,091 $332.589 $341,128