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You are 39 years old and decide to start saving for your retirement. You plan to save $4,000 at the end of the first year

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You are 39 years old and decide to start saving for your retirement. You plan to save $4,000 at the end of the first year and then increase your savings by 3% per year until you make the very last deposit at age 65. Suppose you earn 6% per year on your retirement savings. How much will you have saved for retirement right at age 65? (Round to the nearest dollar)

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