You are 62 and planning your retirement. If you retire immediately, then your Social Security benefit is $1,963 per month. If you retire at age 67 then the benefit is $2,157 per month. If you expect to live to age 88, when should you retire and start claiming retirement benefits? The interest rate is 2.8% per annum Assume that benefits are collected at the end of each month. Express your answer as the difference in the future value of the benefits (Early minus Late.) (Round your answer to two decimals.) Check