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You are a claims specialist for YYZ Insurance Company and your policyholder has purchased a trampoline to be placed in their backyard. They tell the

You are a claims specialist for YYZ Insurance Company and your policyholder has purchased a trampoline to be placed in their backyard. They tell the neighbors kids they cannot use the trampoline, but while the policyholder was on vacation one of the neighbors kids jumped on the trampoline and fell, breaking his arm. Who is negligent? Include in your answer a review of the four elements that prove negligence.

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