You are a commercial loans officer at d major bank. It is February 1, 2022. Valentine Chocolateshop, located in Reqino, has ppproached you with a request for a loan. The compony ananager brought in o bolance sheet and a listing of income statement account balances. The company's year-end is January 31. Prepare a report for your manager with the following: a. Complete on income statement in proper format. b. Is this a low or high-risk oan? c. Provide financial andysis on the dolance sheet (rotios) d. Discuss ony non-financial foctors you moy think are important. e. Recommend whet her to provide the loan and why? Income Statement Accounts