You are a CPA, and you have a client who has just won a $$10,000,000$ lottery. The client is not financially experienced and comes to you for advice. He has the option of receiving the winnings annually for $30$ years or taking a lump sum payout discounted at $6\%($this is not a one$-$time discount $-$ it is the market rate used to calculate the PV of the annuity$).$ In order to advise him, you must consider his relative inexperience with managing large sums of money and other factors as well. You research other lottery winners so you can give your client some "worst$-$case" examples. You calculate the best financial deal for him but recognize that this is both a quantitative and qualitative decision.

What additional questions would you ask your client? What advice would you give your client?