You are a dual$-$income, no$-$kids family. You and your spouse have the following debts:

Mortgage $=$$$261,000$; Auto loan $=$$$10,000$; Credit card balance $=$$$2,150$; and other debts $=$$$6,200.$ Further, you estimate that your

funeral will cost $$9,000.$ Your spouse expects to continue to work after your death. Using the DINK method, what should be your need

for life insurance?