You are a financial adviser at MY Financial Consultants (MYFC). Jeremy Seymour has come to you for advice after inheriting $1.6 million from his late grandfather.

Mr Seymour is looking to invest 30% of his inheritance.

Mr Seymour would like to know which of the following opportunities will present him with the greatest return.

Option 1: Purchase a well-known cafe with an annual turnover of $420,000 and a net profit ratio of 22%

Option 2: Purchase an online cosmetic retail store with an annual turnover of $880,000 and a net profit ratio of 10%

To assist Mr Seymour to make the decision, he would like to know what his investment would be worth in 5 years from today.