You are a financial advisor helping a 35-year-old woman plan for her retirement years. She currently makes $75k/ year at her job. She estimates that her salary will keep up with inflation - nothing less, nothing more. She intends to retire at age 65. How much would you suggest she invest every month towards her retirement? Assume that she is not familiar with TVM terms, provide a letter to her that explains your recommendation and your reasoning -- in plain terms.

** For #4, you will need to research and provide some basic assumptions before you begin the math. I'd suggest that the following would be important: expected rate of inflation, the expected rate at which you can invest the money, what % of her current salary will she need in her retirement years, how long would you expect she will live?