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You are a paralegal working for a law firm (make up a name and Tucson address) that represents the American Eagle Mortgage Company. American Eagle

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You are a paralegal working for a law firm (make up a name and Tucson address) that represents the American Eagle Mortgage Company. American Eagle Mortgage Company is making a real estate mortgage loan to Constance Morton and Samuel Morton. The amount of the loan is $75,500 payable at an annual interest rate of 8 per annum over a period of 30 years . The monthly payment of $553.95 is due and payable on the first day of each month. The note is to be signed on February 23, 2013, with the first payment being due and payable on April 1, 2013. American Eagle Mortgage Company charges a late fee equivalent to 5 percent of the overdue payment if the payment is more than 10 days late. The Mortons will have the right to prepay. The American Eagle Mortgage Company's address is 1050 Cumberland Circle, Tucson, AZ 85709. The purpose of the loan is to enable the Mortons to purchase a home located at 1000 North Riverview, Tucson, AZ 85742. The legal description for the home is as follows: All that tract or parcel of land lying and being in Land Lot 6 of the 8th District of Pima County, Arizona, and being more particularly described as Lot 6, Block A, Riverview Subdivision, as shown on plat of subdivision recorded at Plat Book 23 , Page 19, Pima County, Arizona.

DIRECTIONS FOR DEED OF TRUST: Fill in all blanks, including return address after recording, the amount of the loan (Section b), and the signature lines for the trustee, beneficiary and trustor. The trustee for the Deed of Trust will be CHICAGO TITLE INSURANCE COMPANY. You complete the sections for the TRUSTOR and the BENEFICIARY.

DIRECTIONS FOR DEED OF TRUST AND NOTE: Make sure all blanks including the names of the signers for each document below the signature lines. This is how I will know if you understand which parties must sign the documents. Make up the name of the law firm, your supervising attorney and the firm address.

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State of SS. County Date of Acknowledgement of Acknowledgement of This instrument was acknowledged before me this date by the persons above-subscribed and if subscribed in a representative capacity, then for the principal named and in the capacity indicated. Notary Public My Commission Expires: State of SS. County Date of Acknowledgement of Acknowledgement ofOrder No: DEED OF TRUST AND ASSIGNMENT OF RENTS THIS DEED OF TRUST, made this _ day of 2020 between herein called TRUSTOR, whose address is and CHICAGO TITLE INSURANCE COMPANY, A Nebraska Company, whose mailing address is: 2555 E. Camelback Rd., #500, Phoenix, Arizona 85016 , herein called TRUSTEE, and herein called BENEFICIARY, whose address is: That property located in County, State of Arizona, described as follows: Together with all buildings, improvements, and fixtures thereon. THIS DEED OF TRUST, made on the above date between the Trustor, Trustee and Beneficiary above named. WITNESSETH: That Trustor irrevocably grants, conveys, transfers and assigns to Trustee in Trust, with Power of Sale, the above described real property, together with leases, rents, issues, profits, or income thereof, (all of which are hereinafter called "property income") SUBJECT, HOWEVER, to the right, power and authority hereinafter given to and conferred upon Beneficiary to collect and apply such property income; AND SUBJECT TO existing taxes, assessments, liens encumbrances, covenants, conditions, restrictions, rights-of-way, and easements of record.PROMISSORY NOTE (Fixed Rate, Installment Payments) [Date] [City] [ State] [Property Address] 1. BORROWER'S PROMISE TO PAY In return for a loan that I have received, I promise to pay U.S. (this amount is called "principal"), plus interest, to the order of the Lender. The Lender is . I wil make all payments under this Note in the form of cash, check, certified funds or money order at the option and direction of Lender. I understand that the Lender may transfer this Note. The Lender or anyone who takes this Note by transfer and who is entitled to receive payments under this Note is called the "Note Holder." 2. INTEREST Interest will be charged on unpaid principal until the full amount of principal has been paid. I will pay interest at a yearly rate of %. The interest rate required by this Section 2 is the rate I will pay both before and after any default described in Section 6(B) of this Note. 3. PAYMENTS (A) Time and Place of Payments I will pay principal and interest by making a payment every month. I will make my monthly payment on the day of each month beginning on I will make these payments every month until I have paid all of the principal and interest and any other charges described below that I may owe under this Note. Each monthly payment will be applied as of its scheduled due date and will be applied to interest before principal. If, on I still owe amounts under this Note, I will pay those amounts in full on that date, which is called the "maturity date." I will make my monthly payments at or at a different place if required by the Note Holder. (B) Amount of Monthly Payments My monthly payment will be in the amount of U.S. $4. BORROWER'S RIGHT TO PREPAY (initial desired provision} I have the right to make payments of principal at any time before they are due. A payment of principal only is known as a "prepayment." When I make a prepayment, I will tell the Note Holder in writing that I am doing so. I may not designate a payment as a prepayment if I have not made all the monthly payments due under the Note. I may make a full prepayment or partial prepayments without paying a prepayment charge. The Note Holder will use my prepayments to reduce the amount of principal that I owe under this Note. However, the Note Holder may apply my prepayment to the accrued and unpaid interest on the prepayment amount, before applying my prepayment to reduce the principal amount of the Note. If I make a partial prepayment, there will be no changes in the due date or in the amount of my monthly payment unless the Note Holder agrees in writing to those changes. I shall not have the right to prepay this Note unless I pay a prepayment penalty for early prepayment in the amount determined by the Note Holder, not to exceed the maximum amount allowed by the laws of the state where the property is located. 5. LOAN CHARGES If a law, which applies to this loan and which sets maximum loan charges, is finally interpreted so that the interest or other loan charges collected or to be collected in connection with this loan exceed the permitted limits, then: (1) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (1) any sums already collected from me which exceeded permitted limits wil be refunded to me. The Note Holder may choose to make this refund by reducing the principal I owe under this Note or by making a direct payment to me. If a refund reduces principal, the reduction wil be treated as a partial prepayment. 6. BORROWER'S FAILURE TO PAY AS REQUIRED (A) Late Charge for Overdue Payments and Receipt of Payments If the Note Holder has not received the full amount of any monthly payment by the end of (enter days before late charges are due under your State's laws} calendar days after the date it is due, I wil pay a late charge to the Note Holder. The amount of the charge will be [ % of my overdue payment of principal and interest or dollars for each late payment]. I wil pay this late charge promptly but only once on each late payment. In no event will the late charge exceed the maximum amount allowed by the applicable state law Payments to the note holder shall not be considered made until received by the Note Holder at the address specified. Mailing is insufficient to constitute delivery to the Note Holder. The number of days required for payment of a late charge shall not be considered as a Trace nerind for the noument date remired under this Note and the Borrower chall he default ifto give notice to other persons that amounts due have not been paid. 10. SECURED NOTE In addition to the protections given to the Note Holder under this Note, a Mortgage, Deed of Trust or Security Deed (the "Security Instrument"), dated the same date as this Note, protects the Note Holder from possible losses which might result if I do not keep the promises which I make in this Note. That Security Instrument describes how and under what conditions I may be required to make immediate payment in full of all amounts I owe under this Note. WITNESS THE HAND(S) AND SEAL(S) OF THE UNDERSIGNED (Seal) Borrower (Seal) Borrower (Seal) Borrower (Seal) Borrower

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