You are a Senior Financial Analyst at XYZ Bank, a leading financial institution in South Africa. The bank provides various financial services to individual and corporate clients. Recently, you have come across an ethical dilemma related to the bank's lending practices. XYZ Bank has received a loan application from a large corporate client, ABC Manufacturing, for a significant amount of money. As part of your role, you have assessed the financial viability of the loan application and have discovered several irregularities in ABC Manufacturing's financial statements. It appears that the company has manipulated its financial figures to present a stronger financial position than it actually is. The dilemma arises from the pressure to approve the loan application due to the potential profits and the client's reputation. However, approving the loan based on false financial information goes against ethical principles and exposes the bank to financial risks