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You are a small retail food shop owner. Up until now you have been doing your budgets manually on a home-made spreadsheet. However, you have

You are a small retail food shop owner. Up until now you have been doing your budgets manually on a home-made spreadsheet. However, you have ascertained from your research that you need to become more up-to-date in your budgeting, as costs in some areas have blown out significantly this budget period. As usual, time and money are short. What three options could you consider?

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