You are a university student , Budget Template of your OWN ( for 1 month )

Budget Template of your OWN - BUDGET FINANCE SAVING Use a table or spreadsheet 4 basic steps: 1. List categories of your sources of monthly income-estimate an amount 2. List categories of your regular monthly expenses: include money you spend money on each month; include a Miscellaneous category income- estimate an amount 3. Balance your budget: at the end of your budget period, go back and replace what you actually spend Do the math: add your total income and your total expenses, subtract expenses from income, you will have one of 3 outcomes: a balanced budget, a deficit or a surplus CASH FUND COUNTING EXPENSES