You are about to purchase the home, your yearly salary is 100 k, you are family of 3, you came to Canada 2 years before, you have no savings.

1 - What is the criteria you make to buy a first time home 2 - Who you need to contact for your journey 3 - Prepare a balance sheet in excel for your income and expenses before and after buying home 4 - What is your plans after buying home 5 - what you need to do after you move to new home.